Youth and Small Entrepreneurs Self-Employment Fund (Operation) Regulations, 2065 BS

What does it do?

Summary updated 2026-10-25

• This is a historical summary of the Youth and Small Entrepreneur Self-Employment Fund (Operation) Rules, 2065, using the Law Commission's consolidated edition. Its first page records Nepal Gazette publication on 2065/11/19 and two amendments, the first of 2067 dated 2067/2/26 and the second of 2069 dated 2069/2/1. The Government made the rules under section 2 of the Administrative Procedure (Regularisation) Act, 2013, and they took effect immediately. The catalogue records the rules as repealed from the Law Commission's repealed-laws listing; this edition does not state when or by what they were repealed, and no repeal date is inferred. Nothing here is current loan or programme guidance.यो युवा तथा साना व्यवसायी स्वरोजगार कोष (सञ्चालन) नियमावली, २०६५ को ऐतिहासिक सारांश हो, जसको आधार कानून आयोगको एकीकृत संस्करण हो। पहिलो पृष्ठमा नेपाल राजपत्रमा २०६५।११।१९ मा प्रकाशित भएको र २०६७।२।२६ को पहिलो संशोधन तथा २०६९।२।१ को दोस्रो संशोधन गरी दुई संशोधन उल्लेख छन्। नेपाल सरकारले प्रशासकीय कार्यविधि (नियमित गर्ने) ऐन, २०१३ को दफा २ ले दिएको अधिकार प्रयोग गरी यो नियमावली बनाएको थियो र यो तुरुन्त प्रारम्भ भएको थियो। कानून आयोगको खारेज भएका कानूनको सूचीका आधारमा सूचीमा यो नियमावली खारेज भएको उल्लेख छ; यो संस्करणले कहिले वा कुन कानूनबाट खारेज भयो भन्दैन र खारेजी मिति अनुमान गरिएको छैन। यहाँको कुनै कुरा हालको ऋण वा कार्यक्रम निर्देशन होइन। Nepal Law Commissionनेपाल कानून आयोग Source accessed 2026-10-25 Title page, amendment list, preamble and rules 1-2, PDF pp.1-2; repeal status from catalogue
• The rules set up a fund financed by the Government, international and Nepali organisations and individuals, recoveries, and, as amended in 2069, at least one percent of the amount banks, financial institutions and cooperatives were required to invest in the deprived sector. The target group was the unemployed, defined as people not in any occupation, including study, and not in income-earning work. Its aims included training in commercial farming, livestock, agriculture, forest-based, mining and gemstone industries; loans for small services such as rickshaws, carts, plumbing and electronics repair; loans to people with traditional skills, naming Kami, Sarki, Damai, Dhimal and Rajbanshi; and loans to conflict victims, people with disabilities or injuries, families of the disappeared and martyrs, oppressed castes, ethnic groups and regions, and women.नियमावलीले नेपाल सरकार, अन्तर्राष्ट्रिय र नेपाली संघसंस्था तथा व्यक्ति, लगानीबाट असुली रकम र २०६९ को संशोधनपछि बैङ्क, वित्तीय संस्था तथा सहकारी संस्थाले विपन्न वर्गमा लगानी गर्न निर्धारित रकमको कम्तीमा एक प्रतिशत रकमबाट बन्ने कोष स्थापना गर्‍यो। लक्षित समूह बेरोजगार थिए, अर्थात् शिक्षा आर्जनसमेत कुनै पेशा व्यवसायमा संलग्न नरहेका र आय आर्जन गर्ने काममा नलागेका व्यक्ति। कोषका उद्देश्यमा व्यावसायिक खेती, पशुपंक्षी पालन, कृषि, वनजन्य, खानी र बहुमूल्य पत्थर उद्योगमा तालिम; रिक्सा, ठेलागाडा, प्लम्बिङ र इलेक्ट्रोनिक्स मर्मत जस्ता साना सेवामूलक स्वरोजगारका लागि ऋण; कामी, सार्की, दमाई, धिमाल, राजवंशी समेतका परम्परागत सीप भएकालाई ऋण; र द्वन्द्वपीडित, अपाङ्ग वा घाइते, बेपत्ता तथा शहीद परिवार, उत्पीडित जाति, जनजाति र क्षेत्र तथा महिलालाई ऋण लगानी समावेश थिए। Nepal Law Commissionनेपाल कानून आयोग Source accessed 2026-10-25 Rules 2(ग), 3, 4 and 10, PDF pp.2-4 and 10
• As amended in 2069, the fund provided term loans without collateral at concessional interest through banks, financial institutions and cooperatives: up to Rs 200,000 for one person per family, and up to Rs 5 million for a group, with no more than one person per family and no more than Rs 200,000 per person. An unemployed person applied with a business plan through a district coordination and monitoring committee; the business itself was held as security until repaid. Interest was the lender's rate, but after each instalment 60 percent of that instalment's interest was returned to the borrower as a grant. Loans were insured as a whole, covering every risk except wilful default. A borrower who misused a loan faced recovery under the law, listing with the credit information centre as a bad borrower, and action such as refusal of a passport.२०६९ को संशोधनपछि कोषले बैङ्क, वित्तीय संस्था तथा सहकारी संस्थामार्फत सहुलियत ब्याजमा विना धितो आवधिक ऋण उपलब्ध गराउँथ्यो: एक परिवारमा एक जनालाई दुई लाख रुपैयाँसम्म, र समूहलाई प्रति परिवार एक जनाभन्दा बढी नहुने तथा जनही दुई लाखमा नबढ्ने गरी पचास लाख रुपैयाँसम्म। बेरोजगारले व्यावसायिक योजनासहित जिल्ला संयोजन तथा अनुगमन समितिमार्फत निवेदन दिनुपर्थ्यो; ऋण चुक्ता नहुँदासम्म सञ्चालित व्यवसाय नै धितोका रूपमा रहन्थ्यो। ब्याजदर लगानी गर्ने संस्थाको हुन्थ्यो, तर किस्ता चुक्ता गरेपछि सो किस्ताको ब्याजको साठी प्रतिशत अनुदानस्वरूप ऋणीलाई फिर्ता हुन्थ्यो। ऋणको एकमुष्ट बीमा गरिन्थ्यो, जसले खराब ऋणीबाहेकका सबै जोखिम बहन गर्थ्यो। ऋण दुरुपयोग गर्ने ऋणीबाट प्रचलित कानूनबमोजिम साँवा ब्याज असुल गरिने, कर्जा सूचना केन्द्रमा खराब ऋणीको नाम राखिने र राहदानी नदिने जस्ता कारबाही हुन्थ्यो। Nepal Law Commissionनेपाल कानून आयोग Source accessed 2026-10-25 Rules 5(क)-(क१), 12-15 and second-amendment footnotes, PDF pp.4 and 11-12
• A steering committee chaired by the Finance Minister ran the fund, with a Government-appointed vice-chair, the National Planning Commission member responsible, the Nepal Rastra Bank governor, secretaries of finance, labour and youth and sports, the Insurance Board chair, the heads of the FNCCI, Nepal Bankers' Association and Nepal Insurers' Association, and the executive director as member-secretary. The full-time vice-chair, chosen by the Cabinet from three names recommended by a planning-commission-led panel, had to be a non-party Nepali citizen aged at least 45 with a master's degree, served four years as amended and could be removed after a hearing. The fund appointed a volunteer or partner organisation in each of the 75 districts, published its receipts and spending every four months, was audited by the Auditor General, could spend at most one percent of its balance on administration, and on dissolution any remainder went to the Consolidated Fund.अर्थमन्त्री अध्यक्ष रहने सञ्चालक समितिले कोष सञ्चालन गर्थ्यो; यसमा सरकारद्वारा नियुक्त उपाध्यक्ष, सम्बन्धित क्षेत्र हेर्ने राष्ट्रिय योजना आयोगका सदस्य, नेपाल राष्ट्र बैंकका गभर्नर, अर्थ, श्रम र युवा तथा खेलकुद मन्त्रालयका सचिव, बीमा समितिका अध्यक्ष, नेपाल उद्योग वाणिज्य महासंघ, नेपाल बैङ्कर्स एशोसियसन र नेपाल बीमक संघका अध्यक्ष तथा सदस्य-सचिवका रूपमा कार्यकारी निर्देशक रहन्थे। पूर्णकालीन उपाध्यक्ष योजना आयोगका उपाध्यक्ष संयोजक रहेको समितिले सिफारिस गरेका तीन जनामध्येबाट मन्त्रिपरिषद्ले नियुक्त गर्थ्यो; उनी कुनै दलको सदस्य नरहेका, कम्तीमा पैंतालीस वर्ष पुगेका र स्नातकोत्तर उपाधि भएका नेपाली नागरिक हुनुपर्थ्यो, संशोधनपछि पदावधि चार वर्ष थियो र सफाइको मौका दिएर हटाउन सकिन्थ्यो। कोषले पचहत्तरै जिल्लामा एक-एक स्वयंसेवक वा सहयोगी संस्था नियुक्त गर्थ्यो, प्रत्येक चार महिनामा आय-व्यय सार्वजनिक गर्थ्यो, अन्तिम लेखापरीक्षण महालेखा परीक्षकबाट हुन्थ्यो, मौज्दातको बढीमा एक प्रतिशत प्रशासनिक खर्च गर्न पाउँथ्यो र विघटन हुँदा बाँकी रकम सञ्चित कोषमा जान्थ्यो। Nepal Law Commissionनेपाल कानून आयोग Source accessed 2026-10-25 Rules 6-9, 20-23 and 26-29, PDF pp.5-9 and 13-16

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